General Liability
Public, professional and employer's liability cover for individuals, professionals and businesses in Cyprus.
Protect yourself from claims you didn't see coming.
If a third party is injured or their property is damaged because of your activities, you could be held personally liable regardless of intent. Liability insurance covers the legal costs and compensation that follow.
In Cyprus, certain liability covers are legally required employer's liability for staff, professional indemnity for regulated professions, and public liability for many business premises. Others are simply prudent.
- Public liability injury or damage to third parties
- Employer's liability statutory cover for your staff
- Professional indemnity errors, omissions and negligence
- Product liability goods you manufacture or supply
- Directors' & officers' liability for management decisions
- Tenant's liability for leased premises
Liability cover for every risk.
Public Liability
For anyone visiting your premises or affected by your operations customers, suppliers, passers-by.
Employer's Liability
Statutory cover for injury or illness sustained by employees at work. Legally required in Cyprus.
Professional Indemnity
For consultants, designers, accountants, lawyers and others whose advice carries risk.
Product Liability
If a product you supply causes injury or damage, this covers the resulting claims.
Directors & Officers
Personal protection for company directors and senior managers against claims of mismanagement.
Tenant's Liability
For damage to leased premises caused by you, your staff or your operations.
Liability insurance, explained.
Certain types are compulsory employer's liability for businesses with staff is the clearest example. Many regulated professions must hold professional indemnity as a condition of practising. Public liability is not always legally required, but is often contractually required by landlords, clients or tender documents.
This depends on your activities and risk exposure. Many SMEs carry €1m–€5m public liability. Professionals typically carry €500k–€2m professional indemnity. We'll help you assess a realistic limit based on what a claim could actually cost.
Property insurance protects your own assets buildings, contents, equipment. Liability insurance protects you from claims made against you by others. Both are usually needed for a well-protected business.
Yes liability policies typically cover both compensation and the legal defence costs of a claim, subject to the policy limit. Some policies include defence costs within the limit; others provide them on top. We'll explain the difference clearly.
Home insurance typically excludes business activities, so if you see clients or store stock at home you may need to add liability cover. We can arrange this as a standalone policy or as an extension to your existing cover.
Get liability cover in place.
Free assessment of your exposure no obligation.