Travel Insurance
Single-trip and annual multi-trip cover with 24/7 medical and travel assistance anywhere in the world.
Travel with confidence, wherever you go.
The EHIC card is not travel insurance. It gives access to state-provided healthcare in EU countries but not repatriation, not private treatment, not cancellation, not lost baggage. Travel insurance covers all of it.
Whether it's a short break to Athens or a family holiday to Southeast Asia, we arrange cover that actually responds when something goes wrong.
- Emergency medical treatment and hospitalisation abroad
- Repatriation medically supervised return home
- Cancellation & curtailment non-refundable costs
- Baggage & personal belongings
- Travel delay & missed departure
- Personal liability and legal expenses
Choose what fits how you travel.
Single Trip
Cover for one specific journey, from the day you leave to the day you return. Ideal for occasional travellers and longer holidays where cancellation costs are high.
Annual Multi-Trip
Unlimited trips throughout the year, each typically up to 30 or 45 days. Better value if you travel more than two or three times a year especially for business travellers.
Family Plans
Children usually covered free or at reduced premium when travelling with an insured adult.
Pre-Existing Conditions
Declared medical conditions can usually be covered for an additional premium essential for older travellers.
Winter Sports & Activities
Skiing, snowboarding and adventure activities can be added as optional extensions.
Travel insurance, explained.
The EHIC card gives access to state-provided healthcare in EU countries, but it doesn't cover private treatment, repatriation, cancellation, lost baggage or liability. Travel insurance fills all of those gaps and is strongly recommended even for short EU trips.
As soon as you book your trip. Cancellation cover only starts from the day you buy the policy so if you book six months ahead and buy insurance a week before departure, you're unprotected for that entire period.
You must declare all pre-existing conditions at the time of buying the policy. Most can be covered for an additional premium; some serious conditions may be excluded. Full and honest disclosure is essential failure to declare can void your claim.
No cancellation is covered for specific insured reasons such as illness, injury, bereavement or jury service. "Any reason" cancellation is available as an optional upgrade on some policies, usually for an additional premium.
Yes baggage cover typically applies from the moment you check in until you collect your bags at the destination. If your airline loses your luggage, you claim from the airline first, then from your travel insurer for the shortfall. Always keep receipts and file a PIR report at the airport.
Off on a trip? Get covered first.
Quick quotes for single trips and annual multi-trip cover.